A sophisticated tool for loan officers that helps them find the best offers for their customers. Loan Officers can generate offers for particular requests, use a wide range of Offer Profile settings for different queries, and request variations by loan amount, term, product and other factors.
| Feature | Benefit |
|---|---|
| Simple interface with substantial versatility underneath. | Enables loan officers to quickly access complex pricing tools without steep learning curves. |
| You can generate variations by loan amount, discount fee, fee tolerance, term, and product. | Allows customization of offers to better fit customer needs and optimize deal structures. |
| Offer Pool Profiles allow you to configure 'best queries' for easy use, empowering sales managers to guide their loan officers. | Streamlines workflow and ensures consistent use of optimized pricing strategies. |
| Default Price Request configuration limits data entry, but allows lots of flexibility for setting baseline requests. | Reduces input errors while maintaining adaptability for diverse loan scenarios. |
| Supports lender and program selection from predefined lists | Ensures accurate pricing based on lender-specific rules and programs. |
| Loan term customization (e.g., 20 years) | Matches borrower needs with flexible term options. |
| Appraisal type and documentation inputs | Allows precise underwriting configurations. |
| Loan purpose options including refinance | Tailors loan scenarios for different borrower goals. |
| Financial inputs such as loan amount, home value, and liens | Enables detailed offer generation and risk assessment. |
| Flood zone status and fee inclusion method | Improves risk evaluation and accurate cost calculations. |
| Location details (state, county, zip code) | Ensures regional compliance and pricing accuracy. |
| Occupancy and property type selection | Refines borrower profile and loan eligibility. |
| Credit scores (primary and alternate FICO) | Influences pricing tiers and offer availability. |
| Borrower citizenship status and lock period | Meets regulatory requirements and loan product terms. |
| Additional parameters like immediate draw and buydown max | Provides further loan customization options. |
| UI options: Single Offer, Exclusions, Payoff First Mortgage, Diagnostics, Ribbon, and Card views | Enhances user experience and offer management. |